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Freelancing offers flexibility, independence, and the opportunity to pursue your passions on your terms. However, along with the freedom comes the responsibility of managing your finances effectively. Budgeting and tax planning are crucial aspects of freelancing that require careful attention to ensure financial stability and compliance with tax regulations. In this article, we’ll explore essential …
Higher education has become expensive and as more students are choosing to go abroad for higher studies, it has contributed to high demand in education loans. Education loans have made it easier for students to pursue higher education in Indian and abroad. Student loans can be considered good debt because the money you’re borrowing to …
It is always better to be prepared and do homework before entering a financial transaction or making a strong move towards a purchase. Before borrowing it is always advantageous to know more about the cost of borrowing. The concept of loan is very much straight forward. The borrowed amount has to be repaid within a …
In finance industry Amortization is referred in two ways. Both refers towards the regular payments for a period of time. In English, generally mortem means “to kill”. it wont be wrong if we say that amortization refers to killing off the loan. Amortization refers to the repayment of secured loans with a fixed repayment schedule …
It is important to check while finalizing the Bank/NBFC who is giving an affordable interest rate as per the requirement of the borrower. One has to be cautious in not only understanding the EMI amount but also the mode of its calculation. EMI can be calculated by Fixed Rate Method, Floating Rate Method and Reducing …
It is important to remember that the interest rates do not change themselves. There are always certain situations like economic information on consumer spending or may be business inventories. There is no one person or organization that set the standards for thousands of nationalized and private banks. There is no one person to determine what …
An interest is the amount due over the period for the amount lent, borrowed or deposited. An interest amount depends on the principal amount, rate, compounding frequency and the time for which the amount is being lent, deposited or borrowed. An extra amount that a lender charges over the principal amount is normally expressed as …
Education is the base that works as a building block to create a strong structure for a complete and a successful life. A quality education is a right of every child. To get a quality education is really important for everyone. Nothing is compared to the successful career of the child. However, in India, the …