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Demonetization has bought enormous changes in our lifestyle. These days when kids use “cards” as their slang language to fulfill their needs. It is also because they watch us using plastic money to pay for the goods and services whether it’s buying a meal from Mc Donald’s or an International Tour. The plastic money has …

It is always good to be a good planner..!! Being a home buyer, it is mandatory to be concerned about the unsecured or secured debts as it can affect and reduces the ability to qualify for the loan buying process. Low credit score and increased Debt – to – Income (DTI also known as Debt …

These days organizations like Banks, FI’s, credit card companies, insurance companies, online lenders  and even the mobile companies track a credit score to know the risk taking potential of the consumer and to mitigate the bad debts. Credit score determines the loan amount, credit limit, interest rate as well as its an assurance to qualify …

People generally have two options when it comes to where they live and ultimately call home. One is to rent a home that someone else owns and the other is to purchase a home for themselves. People who decide to buy a house often do so because they are ready to settle down in one …

Finance helps entrepreneurs fulfil their goals by providing the necessary funds to grow their business. It is imperative to have adequate finance so as to ensure smooth functioning of the business activity. There are many way by which an entrepreneur can raise finance and the most convenient and fast way is by the way of …

When it comes to borrowing money, consumers have a variety of choices, ranging from personal loans, credit cards to home equity loans. If you are in need of immediate cash and have a decent credit score, most banks and NBFCs will be willing to offer you a Personal Loan. A personal loan is any unsecured loan …

Consumer buying behaviour is the sum total of a consumer’s attitudes, preferences, intentions, and decisions regarding the consumer’s behaviour in the marketplace when purchasing a product or service. Consumer behaviour can be broadly classified as the decisions and actions that influence the purchasing behaviour of a consumer. What drives consumers to choose a particular product with …

Nowadays when loans are available for everything that we need to fulfill our diverse needs and desires. But when we think about any loan… we first think about Equated Monthly Instalments ( EMI). Any loan or the amount borrowed has to be repaid over the time with some interest and a fee.  Especially when it comes …

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