Repercussions of driving without two-wheeler insurance in India

It is estimated that more than 70% of the two-wheelers on the road are uninsured. This is mainly because people do not know the benefits of bicycle insurance or forget to renew them in a timely manner.

Whatever the reason, if you get caught driving on Indian roads without proper bicycle insurance, you will be punished.

Fine for driving two-wheeler without an insurance

According to the new Motor Vehicle Law, the penalty for not having bicycle insurance has been doubled from 1,000 to 2,000 rupees and / or imprisonment for up to 3 months.

Other traffic fines

Not just for driving without bicycle insurance, but the law provides severe penalties for many traffic offenses. These include the following:

• Compensation of Rs 5 lakhs for death and Rs 2.5 lakhs for serious injuries in the event of a car accident.
• Penalties of Rs. 1000-Rs. 2000 to accelerate
• Rs 5,000 fine for dangerous driving
• 1000 rupees fine and driver’s license suspension for 3 months for driving without a helmet.

Therefore, it is a good idea to have at least third party bicycle insurance to legally ride the roads of India.