To qualify for a loan from credit institutions such as banks or NBFC, you must meet certain eligibility criteria. One of them is good credit. A credit score provides information on financial health based on past financial history and transactions and indicates whether the borrower can repay the loan on time. Most banks verify CIBIL’s …
A permanent account number (PAN) is a ten-digit alphanumeric identifier which is issued by the Indian Treasury in the form of a laminated “PAN card” to any “person” who requests it or to whom the ministry has assigned a number without prompt. A PAN is a unique identifier that has been issued to all identifiable …