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10 Essential Questions to ask your Mortgage Broker

Are you considering buying a new home or refinancing your existing mortgage? If so, you’ll likely need the assistance of a mortgage broker. A mortgage broker plays a crucial role in helping you find the right loan that suits your financial needs and goals. To ensure you make an informed decision and get the best …

Why you should consider refinancing your Home Loan

Are you a homeowner burdened by high mortgage payments? Have you ever considered refinancing your home loan? Refinancing can offer you a multitude of benefits and financial flexibility. In this article, we will explore the compelling reasons why you should seriously consider refinancing your home loan. So, let’s dive in! Lower Interest Rates, Greater Savings …

Large educational foundations at risk of losing tax exemption

A number of high-net-worth charities and trusts are at risk of losing their tax-exempt status due to two recent Supreme Court (SC) rulings if they don’t undertake a proper internal restructuring, tax experts said. However, since the judgments are applied prospectively, these companies do not have to pay higher amounts of taxes for previous periods …

Have you booked a new apartment_ Know what happens if you don't pay property tax

The number of new home buyers is increasing across the country. Total sales in the seven largest cities are expected to exceed 3.6 lakh units in 2022, according to a report. The uptick in home buying makes it imperative to stay on top of property taxes and the implications of not paying. Local authorities collect …

Indian retail trade to hit $2 trillion by 2032-(a)

As the country recovers from the pandemic, the retail sector has resumed its growth trajectory and is projected to grow 10% annually and reach about $2 trillion by 2032, according to a report. According to a BCG-RAI report titled “Running Towards the Next Wave of Retail in India”, some segments of the industry, such as …

India's energy crisis is an opportunity to advance the clean energy transition-(a)

Heatwaves sweep across India and March 2022 is the hottest March since 1901. High temperatures continued into April, adding to concerns from utilities trying to respond to the rising demand for electricity. India saw a peak demand of 200 gigawatts (GW) in March and April, up 8% from a year earlier. On April 12, peak …

8 Simple tips achieving financial freedom - (A)

India has been independent for about 75 years, but are Indians still financially independent? Well, different people interpret financial freedom differently. For some, that may mean the freedom to buy what they want, when they want. For others, it may mean not having to worry about paying sudden bills and expenses. Some may see it …

Why existing liquidity may be a good idea in the face of likely rising interest rates

If inflation is forecast to be around 5.3% for the rest of the year, investors cannot ignore real rates: the nominal rate minus inflation. In the case of a one-year time deposit with a deposit of around 5%, the real interest rate is negative. After-tax performance looks worse. While long-term bond rates may be a …

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