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As a property owner, it is important to be mindful of property tax. Property tax is the tax imposed on property by the government. It is a major source of revenue for the government and is levied on the assessed value of the property. The assessed value of the property is determined by the local …
Home loans are a type of mortgage loan that allows individuals to purchase or refinance a home. They provide a convenient and affordable way to finance the cost of purchasing or upgrading a property. This type of loan is available from a variety of lenders, including banks, credit unions, and other financial institutions. Here are …
From credit cards to mobile wallets and everything in between, digital payments are an increasingly popular and convenient option for consumers. The growth of digital payment platforms and apps in recent years has dramatically reduced people’s reliance on cash. People can use these digital technologies to make payments in seconds with just a few taps …
Investors’ bane today is inflation as it kills nominal returns. This adds to problems given rising inflation and subdued returns across asset classes. This is a global phenomenon, with inflation in some countries at multi-year highs. But inflation should decline in six months. You may wonder how this happened? Let’s look at it from a …
Be it a scorching sun or pouring rain, a tall sprawling tree would definitely offer some protection. It’s human nature to seek refuge when things get too extreme for your liking. I would also look to stock markets for protection if markets become too volatile or return become uncertain in the short term. In general, …
If you want to buy a home, the lengthy approval process can seem daunting. Even in today’s digital age, home loan applications require a lot of paperwork to be submitted and reviewed by the lender. Because let’s face it, the housing market is tough for just about everyone and no one wants to wait weeks, …
Blockchain technology brought together the security of cryptography and the accessibility of the Internet and promised to revolutionize the way the world conducts financial transactions. Central banks and other intermediaries such as banks would not be necessary, and the information would be stored securely, preventing other users from adding, deleting or modifying it. Still, the …
The stock market typically enters a bear phase during a recession (when stocks are falling or are already at their lowest levels). Investors are often reluctant to reinvest in such a market, as the risks of falling share prices keep them further away. To complicate a gloomy situation, a recession has no expiration date: it …
