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What should investors do when mutual funds merge term plans with debt funds-(A)

Earlier this month, HDFC Mutual Fund, the nation’s third-largest mutual fund company, announced the merger of six of its Fixed Maturity Plans (FMPs) into the HDFC Corporate Bond Fund. Elsewhere, and also in March, Aditya Birla Sun Life Mutual Fund announced the merger of 17 of its own MPFs into its short duration fund and …

What are the common uses for Personal Loan-(A)

Whether your personal loan is unsecured or unsecured, it is a source of financing that can be used for virtually anything from debt consolidation to home renovation. For personal loans, the lender gives you a lump sum that you pay with interest in fixed installments, usually between 12 and 60 months. Refinancing credit card debt …

How to Build Credit - 1

If you haven’t already, it probably won’t be long before you run into a situation in life where someone asks you to check your balance. From buying a new cell phone to obtaining a mortgage, businesses use credit reports and ratings to assess your creditworthiness and establish your credit terms. Credit scores are based on …

How Health Insurance Premiums increase with Age_ - (A) (1)

Remember, as a kid, you couldn’t wait to grow up, go to college, pursue a career, and live your dream. But reality has burst your bubble! Now all you’re left with is managing your bills, finances, and work-life balance, and you often wonder how your parents did all of this. Well, let’s face it, being …

What are the key benefits of Endowment Plans_ - (A)

Endowment insurance covers the person for a certain period of time. In this way, the individual can insure for as long as he wishes. In the event of the death of the individual applicant, he or she will receive the insured sum and the premiums paid by the insurance company for the years the policy …

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