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In an ideal situation, everybody wants money for all his needs. But, in reality many of us have very less options available. Either one has to compromise or borrow to meet our basic needs or desires. Its a great opportunity for Banks/ NBFC’s to fill the gap between the reality and the aspirations. They know …
Loan Officer/ Credit Manager/ Underwriter plays a crucial role to balance the information and the risks involved in loan sanctioning process. Small & private firms which are opaque and non transparent face a lot of difficulties to analyze the risk. To improve the accuracy, screening and monitoring the potential borrower Personal Discussion works as a …
These days no doubt to get a loan is very easy process. But still money lending by Banks/ NBFC’s involves a risk. With this situation, when someone says that a loan without documents is available. The question arises that without financial reports, salary slips or the ITR’s how can money lending is possible? Is it …
An initiative known as “Pradhanmantri Awaas Yojna” has been taken by our government to provide shelter in the form of subsidized houses to every individual on a very attractive interest rates. To finance affordable housing has been one of the key focus across the urban smaller cities and semi – rural areas. A tremendous growth …
Documentation is an important part for any sort of bank related work. While applying for a loan, documents play a major role to make an individual eligible for the same. It is always important to keep the documents updated and well written to make a loan process easier. Any document type which is easily recognizable …
There is a lot of difference between a Home Loan & Home Loan Balance Transfer. Both are availed in unique and different scenarios. Home Loan is all about availing the funds to buy an asset (home) where the amount with some interest has to be repaid within a certain period of time. Age, credit worthiness, …
Every business is unique and have different requirements. An old proverb says – Spend Money to Earn Money. To grow and maintain the flow of recurring expenses, working capital of the business, buy new assets or inventories to the company, advertisement or to buy real estate and expand operations investment is needed. Finance management is …
Buying an own house is a lifetime decision. One has to be very careful and selective while purchasing a property. Our dream requires a financial assistance. But like any other loan the lender asks for the documents and the proofs to judge the repayment capacity within the stipulated tenure (time). The first step in the …