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Consumer buying behaviour is the sum total of a consumer’s attitudes, preferences, intentions, and decisions regarding the consumer’s behaviour in the marketplace when purchasing a product or service. Consumer behaviour can be broadly classified as the decisions and actions that influence the purchasing behaviour of a consumer. What drives consumers to choose a particular product with …
Nowadays when loans are available for everything that we need to fulfill our diverse needs and desires. But when we think about any loan… we first think about Equated Monthly Instalments ( EMI). Any loan or the amount borrowed has to be repaid over the time with some interest and a fee. Especially when it comes …
Mistakes are a part of being human. Of course, taking a loan from a Bank / NBFC is not a cakewalk these days. There can be certain mistakes that we do while applying for the Loans from NBFC/ Banks which can be avoided to increase the chances of securing a loan. Correcting the application errors …
Know your customer (KYC) policy is an important step developed globally to prevent identity theft, financial fraud, money laundering and terrorist financing. The objective of KYC is to enable banks to know and understand their customers better and help them manage their risks prudently. The KYC benchmarks are set to prevent banks/ financial institutions from being used intentionally …
For processing any type of loan the most pivotal information which any Bank or NBFC seeks is the credit information report of the customer, these reports are being fetched from the credit bureaus. A credit bureau is a company that collects and maintains individual credit information and sells it to lenders, creditors, and consumers in the form of …
It is difficult to get a loan with a low credit score . Most banks look for a minimum score of 750 when deciding whether to approve of a loan application. Similarly, if you apply for a credit card with a 650 score, you have a much smaller chance of being approved. Even if you are approved with this …