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Credit score is a key feature that helps to decide the eligibility of loan amount and interest rates while borrowing for any kind of a loan. It is a misconception that credit score is only required for salaried professionals because of their limited income source. It is to note that credit score is equally important …
Where ever you go or whatever you do,documents play an important role in your life. We now a days try to maintain all kind of documents related to banks, properties, schools, offices etc. Similarly, the documentation for the home loan procedure has always been a nightmare for many home loan applicants. The vast documentation is …
People borrow a loan for their requirements and sometimes even if they don’t require then also they borrow to save their own funds. Hence, the borrowing amount and the borrowers are not same. Every individual, every business is unique, so is every loan application and the requirements. There are many factors and variables that influence …
With so much of confusions about the ups and downs in the market interest rates, competitions, terms and conditions and too much of glossary of financial market. Every Bank/ NBFC and other financial institutions have some or the other way to acquire or retain the customers. Borrowing a loan is a hazardous task that comes …
Today, finding capital for the proper growth of the business is a biggest challenge. Banks/ NBFC’s and other financial institutions are coming up with advanced technology to meet the needs of acquiring funds for the business owners. The decision to borrow funds for your business and to choose the right lender is an important decision. …
With the current fluctuation and competitive market all the Banks/ NBFC’s try to acquire and retain new and existing customers with the best available market interest rates. After borrowing and successfully running a home loan for few years, we at times look for better alternatives to reduce the EMI or interest rates or other terms …
We find a property to be our home with lots and lots of hope and then we further process for the home loan to give a shape to our dream. To the best of our knowledge, we collect and submit all the required documents and then wait for the positive response of the lender’s end. …
There are people who are unable to arrange the funds for their down payment and there are people who are blessed to pay for their homes in full in cash. Finding a right property that fits in our budget, further bank and its paperwork and EMI’s for the repayment of the loan seems to be …