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The Debate Over Universal Basic Income (UBI) and Its Economic Effects in India

Universal Basic Income (UBI) has emerged as a hotly debated topic in India in recent years. The concept of providing every citizen with a regular, unconditional payment from the government has garnered both support and skepticism. Proponents argue that UBI can alleviate poverty, stimulate economic growth, and provide a safety net for vulnerable populations. However, …

The Importance of Emergency Funds: Building Financial Security

In today’s fast-paced world, where uncertainties and unforeseen expenses can arise at any moment, having an emergency fund is not just a prudent financial decision but a vital one. The importance of emergency funds cannot be overstated, as they serve as a safety net that provides financial security and peace of mind during challenging times. …

Home Loan Balance transfer

Home loan balance transfer is when you transfer your home loan amount from the existing bank to another new bank. This is usually done to avail better service and lower interest rates from the bank which would be willing to takeover the home loan. It is also known as ‘Refinancing and Home Loan Take Over’. …


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