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“Interest on debts grow without rain.” -Yiddish Proverb Feeling leads to thinking, thinking leads to actions and when actions are repeated several times it become habits. Same is the origin of debt trap where feelings and thinking have multiple reasons to originate right from socio-economic requirement of education, health, shelter etc. or materialistic requirement of …
Credit card services are provided by banks to its customer so they can buy goods and services on credit. This service allows the customers to make lumpsum payment for their purchases on credit and in turn they may pay it back interest free before a particular date or decide to make periodic payments on some …
A Home loan is the best example of a good credit. A home loan makes you a proud property owner once the loan repayment is cleared. Moreover, the capital appreciation on the house is much more than what one invests. Though a home loan runs for a long period of time yet, the loan borrower …
Banks provide loan services to provide convenient financing options to individuals and companies. It has divided the entities into salaried and self-employed individuals. Salaried employees need to show their income tax returns and computation to avail personal loans, home loans or loan against property. Self-employed entities can be self-employed professionals like lawyers, doctors and chartered …
The governments have introduced policies to encourage women empowerment and also in aiding financial inclusion of women in all spheres. Women too have realised the importance of saving and investing for their future and dependents as well. Lower interest rates offered to women encourages more women to invest in every sectors be it property, gold, …
Spiderman’s uncle once said, “With great power, comes great responsibility”. The quote is valid in the management of companies also where power and returns are directly proportional to responsibility and accountability you hold in the firm. So before making you understand what Limited Liability Partnership is let us be more responsible and understand what is …
PPF or Public Provident Fund is a scheme offered by the Government of India for savings where the Government of India pays the interest for the account holder on a quarterly basis. This scheme is also tax-free. The applicable PPF interest rate for 1st Jan to 31st March 2019 (Q4 FY 2018-19) has been fixed …
Apart from your business, your home is one of your biggest investment. House hunting is exciting for home buyers but it might not be so while taking a home loan. Do a complete research on the mortgage process to understand it better as there are a lot of misconceptions and myths about it. Myth 1: …