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We often come across terms as Credit Score, Credit Rating and Credit Report, but are they all the same or is there any difference? Let’s have a brief information about them. The Credit Score A credit score in layman terms is a statistical number that evaluates a consumer’s credit worthiness and is based on their …
For processing any type of loan the most pivotal information which any Bank or NBFC seeks is the credit information report of the customer, these reports are being fetched from the credit bureaus. A credit bureau is a company that collects and maintains individual credit information and sells it to lenders, creditors, and consumers in the form of …