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Home Loan - Things to be Aware of When Prepaying

Home loan is a financial solution acquired from a lender by handing over your property as collateral. In India the borrowing option entitles us to purchase a flat, plot, or property by pledging it. Home loan can also be taken to make major renovations, repair, or constructing a house. These are high-value finance at low …

Personal Line Of Credit

Even if you have been smart and sensible and made your savings for eventualities, sometimes the reality turns out to be very different than the plans. It leaves you with no other option than to borrow money for the situation.Generally, for such eventualities, one would opt for a personal loan. But what will happen if …

escrow service

Introduction to Escrow Service Escrow is a process where a buyer puts money into the custody of a trusted third party with a guarantee that funds are available for payment to the seller once the specified set of conditions has been met.  Escrow occurs between the time a seller accepts the offer and the buyer …

Buy a house

Let us begin with this basic question – Are you ready to buy a house? Then ask yourself another question – What can I afford? Though answering that may not be so easy, let us see how to really analyse what “affordability” means. You’re Debt-To-Income Ratio The most obvious decision involves money. If you have …

Home Loan Sanction Letter Mudrahome

When applying for home loan, your lender – the Bank or NBFCs will need you to provide proof related to your identification, financials and property. Since home loans are usually of a substantial amount and usually longer tenure, it is important that everything is in order for both you and your lender. Before the final …

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