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While the Systematic Investment Plan (SIP) has become the most popular option for investing in stock funds, investors are often confused about the ideal pattern for long-term growth. Equity-oriented or growth mutual funds come in three varieties: large-cap, mid-cap, and small-cap. A recent report suggests that the small and mid-cap segments (SMIDs) could offer many …
Pension fund body EPFO voted on Monday to allow the deduction of accruals in the Employees’ Retirement Plan 1995 (EPS-95) for subscribers with less than six months of service remaining. Currently, members of the workers’ provident fund (EPFO) with less than six months seniority in the company only have the right to withdraw the balances …
There was a time when most people in our country didn’t think health insurance was necessary. However, after two turbulent years of the COVID-19 pandemic, that is no longer the case. As an element of stability in the face of uncertain events, health insurance has found its rightful place as an essential part of the …
Although several cases of electric bicycle fires have been detected in recent months, nothing prevents this segment of vehicles from gaining momentum. Although still in its infancy, property and casualty insurers are turning to this segment and recognizing its growth potential. Major insurers such as Bajaj Allianz General and HDFC ERGO have established dedicated portals …
Wealth creation. A comfortable life in retirement. Expensive vacations. A good life. As tempting as these prospects are, many employees find it hard to imagine having it all. Take the case of this gentleman, Ron, whom I recently met in my investor education class. Ron has a good mix of stocks, sticks to mutual funds, …
Every year during Diwali, rumors grow as EPFO (Employee Provident Fund Organization) subscribers get their interest from the previous year credited to their EPF accounts. This year was no different. It is designed to help employees build retirement capital by deducting 12% of their base salary each month, and is popular for the guaranteed returns …
Investors’ bane today is inflation as it kills nominal returns. This adds to problems given rising inflation and subdued returns across asset classes. This is a global phenomenon, with inflation in some countries at multi-year highs. But inflation should decline in six months. You may wonder how this happened? Let’s look at it from a …
The information technology (IT) sector has proven to be one of the hardest hit by recent stock market volatility. In fiscal 2022, technology sector funds as a category lost 24.7%, compared to a 5.86% loss reported by Flexicap funds, according to Value Research. The sector has been the favorite of many investors over the past …