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The last change in the interest rates of the Small Savings Plans (SSS: better known as Correos Plans) was for the April-June 2020 quarter and was notified on March 31, 2020. The change in the interest rate obviously went down. That was when we were in the middle of the Covid pandemic. The Reserve Bank …
I’m sure I’m not the only one who says that credit cards are extremely useful. But from time to time they get a bad rap when some misuse them. So does that make credit cards bad? No problem. Some think that credit cards can cause them to spend more than they should. But if so, …
India may not become a $5 trillion economy until FY29, according to the International Monetary Fund (IMF). According to data from the IMF’s World Economic Outlook database, updated last month, India’s nominal GDP is expected to reach US$4.92 trillion in FY28, leaving GDP to reach US$5 trillion in the following year, it will break the …
Finance Minister Nirmala Sitharaman assured investors on Tuesday that the government will tackle all possible problems to encourage investment in the country. Speaking at a roundtable on Investing in India’s digital revolution in San Francisco, the minister encouraged continued dialogue with investors to understand and address their concerns. The Treasury Secretary said she is open …
If you have never tried this lifestyle before, it may seem difficult at first. It’s good! Don’t be afraid to make some changes along the way. As you begin to try out different frugal tips and tricks, remember that this is not a one-size-fits-all strategy. Instead, you should try different frugal living tips and see …
The world economy is often misinterpreted negatively. A frugal lifestyle may seem like a loss of quality, but it doesn’t have to be. Instead, you can choose to be frugal in ways that add more value to your life. Let’s see what it means to be frugal. Also, to get started, check out our tips …
Choose a shorter repayment term. As mentioned earlier, a shorter loan term guarantees a faster full loan repayment; which leads to lower interest charges. You must understand that a higher interest payment does not necessarily mean a higher effective interest rate. What increases as the loan term increases is only the absolute interest payment, which …
When shopping online or over the phone, you are often asked for your credit card CVV number, sometimes called a card security code. CVV is short for Card Verification Value and is an important security feature. What is a CVV credit card? CVV is a three or four-digit code that is printed on your credit …