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The Reserve Bank of India (RBI) introduced the Marginal Borrowing Rate (MCLR) on April 1, 2016, to offset the base rate, which was the benchmark rate for everyone at the time. of commercial banks. However, the banks’ delay in passing on the benefits of low repurchase rates to clients under the MCLR program prompted the …
A personal loan is of great assistance in case of any urgent financial requirement. It is an unsecured financial instrument with a high-interest rate, in comparison to a secured loan. Is it is available at a high rate of interest, paying it back for a longer tenure can cost you a great deal? If you …
