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PERSONAL LOAN VERSUS CREDIT CARD WHICH IS BETTER_ - [A]

WHICH IS BETTER? If you need to take out a loan, you can apply for a personal loan or a credit card depending on your financial needs.  On the flip side, while credit cards are ideal for small, short-term expenses, personal loans are a good option for high ticket costs.  The decision to choose one …

DIFFERENT TYPES OF PERSONAL LOANS TO MEET YOUR DIFFERENT NEEDS-[A]

If you need money to cover an emergency, make a big purchase, or consolidate debt, a personal loan is one of the easiest financial instruments to choose. With a personal loan, a bank lends you money from a few hundred to tens of thousands of dollars, usually at a fixed rate and for a fixed …

9 Important details to remember when taking a Loan

Once the Personal loans has been availed, it cannot be transferred to another person. These loans are determined based on your unique credit score and your sources of income. Some personal loans such as signature loans, require your signature and use your promise to pay as collateral. Check your Instant Personal Loan Eligibility When you …

Personal Loan Balance Transfer

Personal Loan Balance transfer is the process of transferring outstanding balance of a loan from one bank to another. A loan is transferred to save interest and reduce EMIs by changing to a new low rate personal loan where you can avail additional top up loan from the new bank. Thus the prime motive for …

10 Things to Pay Heed to when taking a Personal Loan

Any loan without a collateral seems god sent at your dire times. The personal loan falls under this category. Though you might have taken a personal loan to meet some immediate requirements, you have to keep in mind certain facts while applying for the loan. Taking a loan without comparing other loan offers One of …

Personal Loan for Self Employed and the Other Options they can Avail

Self employed people are those who work for themselves as a freelance or as an owner of a business instead of working for an employer. They are broadly divided into 2 categories – Self employed professionals(SEP)- largely includes doctors, practicing from own clinics, chartered accountant, architects, consultants, interior designers, etc. Self employed non professionals: These …

Mistakes to avoid a Personal Loan Rejection

Availing a personal loan is no easy task. A lot of research and time and effort is required to find a lender who can give you the deal you are looking for. One has to compare the offers and plans from different lenders to get the loan at lowest interest rates. For a loan approval, …

Life is uncertain and due to this uncertainty we can face any urgent need of funds. These funds can be needed for a short term and within a short time too. A medical emergency, fees for higher studies, a vacation or sudden expenses can arise at any point of time and this can lead us …

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