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The last change in the interest rates of the Small Savings Plans (SSS: better known as Correos Plans) was for the April-June 2020 quarter and was notified on March 31, 2020. The change in the interest rate obviously went down. That was when we were in the middle of the Covid pandemic. The Reserve Bank …
Processing fees is the most initial fee charged, which forwards the costs to the borrowers for their documentation, appraisals, employment and credit history, or any other information necessary for the lender’s underwriting department. Along with the processing fees, home loans come with several other fees, charges and penalties. Not all banks levy all the charges …
To buy a house and creating an asset is a big step for everyone. Again to b a surprise, searching for a house that fits within the budget is not short of a struggle. The next step after searching the right property is to choose the right loan and apply for a home loan for buying the …
People borrow a loan for their requirements and sometimes even if they don’t require then also they borrow to save their own funds. Hence, the borrowing amount and the borrowers are not same. Every individual, every business is unique, so is every loan application and the requirements. There are many factors and variables that influence …
Life is a path full of ups and downs and anyone can across a situation where you are in an urgent need of money. What would be your first step? Anyone would look for an easiest way out, well it maybe a Payday loan or everyone’s all-time favorite friend, credit card. But it’s not wise …
In our life we borrow loans lot many times – smaller consumer loans, personal loans, car loan and a home loan. Yes, mostly we all borrow a home loan to fulfill the dream of owning a home for us, for our next generation. We want our family to safe and secure for their whole life …
In last decade, the real estate industry has taken a boom and the real estate property has become a monetary asset where the borrower can easily secure the funds from Banks/ NBFC’s in the form of loan against property. Banks/ NBFC’s are ready to fund the borrower against their properties as it involves a security …
Buying a home is a lifetime financial decision which demands a long term commitment. It is a longest debt and a biggest task in itself. Before borrowing a home loan the borrower has to make a detailed research about it. There are lots of questions that arise with a thought of borrowing a loan. Home …