Diwali is here and your joy in the celebrations would be great. Traditional Diwali celebrations have many disguises: the joy of giving and offering sweets, clothing, electronics, jewelry, etc. However, these gifts also come with costs and added stress on your finances. There is no alternative to Diwali gifts and shopping, but you can still …
If you are self-employed and require extra funds for your business, there are few options you can choose from. Usually, the fund is needed at the initial stage of the business, or when you would want to expand or do any additions to your business. Acquiring a business loan from banks may at times seem …
Self employed people are those who work for themselves as a freelance or as an owner of a business instead of working for an employer. They are broadly divided into 2 categories – Self employed professionals(SEP)- largely includes doctors, practicing from own clinics, chartered accountant, architects, consultants, interior designers, etc. Self employed non professionals: These …
Turnover means how much you earn throughout the year. These earnings are not calculated only on the basis of money but also on the other assets of the business. Other than the building, equipment and the fixtures installed in the premises there are certain other assets that a business owns and must be disposed or …
In the financial sector an underwriter is an important entity that helps the companies to introduce the future risks, analyzes, assumes and evaluate the information provided by the borrower to understand and assess the minimum loan criteria.A credit manager is a qualified professional employed by the Bank/ NBFC to handle the credit department and make …
Taking a right decision to fulfill the financial need at the right time is all about the difference between a good step and a missed opportunity. Funds to meet urgent expenses like education, marriage, health care can be arranged with Loan Against Property (LAP). Property – Property is that asset that we not only own …
Personal Loan is an easy way to turn the dreams into reality. At times when our account is running in short of cash to fulfill the personal requirements, personal loan is a good option to apply for. Either a dream vacation, child’s higher education, dream wedding, a medical emergency or may be transforming or renovating …
Buying an own house is a lifetime decision. One has to be very careful and selective while purchasing a property. Our dream requires a financial assistance. But like any other loan the lender asks for the documents and the proofs to judge the repayment capacity within the stipulated tenure (time). The first step in the …