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Fixed rate and floating rate

When taking a loan either from a bank or a NBFC, we have the option to choose between Floating and Fixed rate of Interest for repaying the Loans in Equated Monthly Installments (EMI). So how are these different and which one is more beneficial for us? It is important that we choose wisely for two …

The huge deposit in Banks due to demonetization has led to reduced lending rates to the lowest in the last 6 to 8 years by the Banks/ NBFC’s. Leading the pack, few nationalized banks has reduced the home loan rates by 50 basis points (bps) to as low as 8.5 per cent (fixed). Even the …


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