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Taking a loan is easier said than done, there are a host of factors on which the loan eligibility is dependent the most important is your Income and your capacity to re-pay the loan. The amount you can borrow depends on how much you can afford to repay every month in EMIs or Equated Monthly …

Taking a home loan is easier said than done. Though in today’s scenario every Bank & Financial institution is eager to lend but getting a loan sanctioned can be a difficult task. It should be notes that, like any other financial product, it is important to be aware with how home loans work to avoid …

Debt is an amount of money borrowed by one party from another, under the condition that it is to be paid back in a specified time lines, usually with interest. This is also knows as Loan. In today fast moving materialistic world we need money for everything, to fulfil our desires irrespective small or big. Every …

  Post  Demonetisation every bank was flooded with the liquidity, the first impact was a cut in the deposit rates followed by steep 80-90 basis point( one basis point or BP is one hundredth of a percentage point) cut in it Marginal cost of fund based lending rates(MCLR). That cut though does not means that …

The reference rate is a benchmark upon which interest rates for financial operations are set. On the basis of reference rates banks and financial institutions decided their lending rates for different financial products considering the credit worthiness of the customer. The reference rates differ for every bank and financial institution and is directly relative to the repo rate which …

To own a Home is a dream of every individual, all of us struggle day & night to achieve this dream of having our own house. To fulfil this dream we get a support from our Banks and Financial Institutions (FI) by way of Home Loans. Though it may seem all banks are eager to …

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