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MSMEs associations welcome the starts of a technology update program - (A)

The associations of micro, small and medium-sized enterprises welcomed the introduction of the special program of capital grants linked to credit for the service sector. The technology update program was launched on November 19 by the Minister of Union for MSMEs, Narayan Rane. “The program will help meet the technology needs of service sector companies …

Center approves PMAY (urban) construction of 3.61 Lakh Homes in 17 states - (A)

The center approved the construction of 3.61 lakh homes in 17 states and union territories under Pradhan mantri Awas Yojana (Urban), bringing the total number of sanctioned homes under the program to 1.14 crore, said the Ministry of Housing and urban development on November 24. A total of 3.61 lakhs of homes have been approved …

MSP policy has not helped most farmers - (A)

Shortly after the Prime Minister announced that the three controversial agricultural laws would be repealed in the winter session of Parliament, Samyukt Kisan Morcha, a coalition of 40 agricultural unions, called for the minimum subsidy price for all agricultural products to become a legal right for all farmers. This would ensure that each farmer is …

Why existing liquidity may be a good idea in the face of likely rising interest rates

If inflation is forecast to be around 5.3% for the rest of the year, investors cannot ignore real rates: the nominal rate minus inflation. In the case of a one-year time deposit with a deposit of around 5%, the real interest rate is negative. After-tax performance looks worse. While long-term bond rates may be a …

Mortgage of a decreased person_the joint debetor or the legal heir must reimburse the bannk

In the past 18 months, the COVID-19 pandemic has ruined the finances of many. A difficult situation in which the relatives of deceased relatives found themselves was when they discovered mortgage loans that the deceased was paying. If a borrower dies without having fully paid the loan, the obligation falls on the co-borrower or legal …

How can you reduce your Home Loan EMI burden - (A)

Choose a shorter repayment term. As mentioned earlier, a shorter loan term guarantees a faster full loan repayment; which leads to lower interest charges. You must understand that a higher interest payment does not necessarily mean a higher effective interest rate. What increases as the loan term increases is only the absolute interest payment, which …

SBI HOME LOANS_THE SEARCH FOR YOUR BEST HOME LOANS ENDS - (A)

State Bank of India has been one of the leading providers of home loans in the country for decades. The bank is the largest public sector bank with the lowest mortgage rates in India. Like any other bank, SBI offers fixed and floating rates for home loans. And it currently offers home loans at a …

Why should you choose Home Loan Balance Transfer - (A)

A home loan balance transfer is the means of transferring an existing home loan to another lender at a lower interest rate and other benefits. It is very similar to a new home loan. When a borrower makes a balance transfer, their entire outstanding balance is transferred to the new account, where the new lender …

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