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Loan Officer/ Credit Manager/ Underwriter plays a crucial role to balance the information and the risks involved in loan sanctioning process. Small & private firms which are opaque and non transparent face a lot of difficulties to analyze the risk. To improve the accuracy, screening and monitoring the potential borrower Personal Discussion works as a …
These days no doubt to get a loan is very easy process. But still money lending by Banks/ NBFC’s involves a risk. With this situation, when someone says that a loan without documents is available. The question arises that without financial reports, salary slips or the ITR’s how can money lending is possible? Is it …
An initiative known as “Pradhanmantri Awaas Yojna” has been taken by our government to provide shelter in the form of subsidized houses to every individual on a very attractive interest rates. To finance affordable housing has been one of the key focus across the urban smaller cities and semi – rural areas. A tremendous growth …
Documentation is an important part for any sort of bank related work. While applying for a loan, documents play a major role to make an individual eligible for the same. It is always important to keep the documents updated and well written to make a loan process easier. Any document type which is easily recognizable …
Even when era changes, the fundamentals for being successful will always remain the same. A highly paid job, medical cover and an owned house is always described as a successful life. A big dream of owning a house is generally accomplished by either taking a home loan, constructing a house or buying an apartment. With …
There is a lot of difference between a Home Loan & Home Loan Balance Transfer. Both are availed in unique and different scenarios. Home Loan is all about availing the funds to buy an asset (home) where the amount with some interest has to be repaid within a certain period of time. Age, credit worthiness, …
Every business is unique and have different requirements. An old proverb says – Spend Money to Earn Money. To grow and maintain the flow of recurring expenses, working capital of the business, buy new assets or inventories to the company, advertisement or to buy real estate and expand operations investment is needed. Finance management is …
Taking a right decision to fulfill the financial need at the right time is all about the difference between a good step and a missed opportunity. Funds to meet urgent expenses like education, marriage, health care can be arranged with Loan Against Property (LAP). Property – Property is that asset that we not only own …