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PPF or Public Provident Fund is a scheme offered by the Government of India for savings where the Government of India pays the interest for the account holder on a quarterly basis. This scheme is also tax-free. The applicable PPF interest rate for 1st Jan to 31st March 2019 (Q4 FY 2018-19) has been fixed …
National Savings Certificate (NSC) is a tax saving investment that can be purchased from any post office by an Indian Resident. Being a fixed return and low risk Government of India-backed investment, NSC is usually preferred by risk-averse investors or those seeking to diversify their portfolio through fixed return instrument. National Savings Certificate (NSC) Interest …
Gold Exchange Traded Fund (ETFs) This is a simple investment product that combines the stock investment and gold in the form of investments. In India, ETFs trade on the National Stock Exchange and like any other company stock, it can be bought and sold continuously at market prices. Gold ETF is a passive investment that …
Apart from your business, your home is one of your biggest investment. House hunting is exciting for home buyers but it might not be so while taking a home loan. Do a complete research on the mortgage process to understand it better as there are a lot of misconceptions and myths about it. Myth 1: …
We often come across terms as Credit Score, Credit Rating and Credit Report, but are they all the same or is there any difference? Let’s have a brief information about them. The Credit Score A credit score in layman terms is a statistical number that evaluates a consumer’s credit worthiness and is based on their …
It is never a good idea to spend carelessly using your credit card as it is one of the easiest ways of landing in a debt trap. Getting out of this trap can be time-consuming and expensive. Says Gaurav Gaur, CEO and Founder, mudrahome.com Sometimes the interest rates can range between 36-48 percent on the …
Earning a five or six figure salary and even after maintaining a good credit score does not guarantee you an approved loan. After a long search, calculations and brainstorming, Pune-based Arun Khanna finally finalized his dream home in Pune and applied for a home loan. However, as Khanna was waiting for the approval he got …
The last date for filing Income Tax Return (ITR) for the assessment year 2019-20 is July 31, 2019. After the refund is determined, it is processed by the tax department. It can be checked online either through the income tax e-filing portal or through the NSDL website. Filing ITRs on deadline often leads to error …