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Income Tax refund

In layman terms, tax refund is the disparity between the taxes paid and taxes owed to you. A tax refund is furnished to the taxpayer when the tax liability is less than the taxes paid. As per the Income Tax and other Direct Tax laws, a refund occurs when taxes paid are higher than your …

personal loan

Personal loan is also the most opted as it is an unsecured loan. There is no need for any collateral, or security for taking personal loan. There is very less risk factor involved in personal loan in comparison to other types of loan which requires collateral security. This open-ended loan can be used for pretty …

escrow service

Introduction to Escrow Service Escrow is a process where a buyer puts money into the custody of a trusted third party with a guarantee that funds are available for payment to the seller once the specified set of conditions has been met.  Escrow occurs between the time a seller accepts the offer and the buyer …

Buy a house

Let us begin with this basic question – Are you ready to buy a house? Then ask yourself another question – What can I afford? Though answering that may not be so easy, let us see how to really analyse what “affordability” means. You’re Debt-To-Income Ratio The most obvious decision involves money. If you have …

The Basics of Business Contracts and Agreements

What is a contract? Contracts and agreements are important for any size of business. Earlier, there were few written business contracts, and often the business and personal deals were done verbally with a handshake. In case of any dispute, the two parties could take the issue to court, even if the contract was not put …

Earnest Money Deposit

What is Earnest Money Earnest money is a deposit made to a seller, as a buyer’s affirmation in good faith to buy a home. This is done for the buyer to get extra time to get financing and conduct the title search, property appraisal and inspections before closing. Usually, earnest money is handed down when …

9 Important details to remember when taking a Loan

Once the Personal loans has been availed, it cannot be transferred to another person. These loans are determined based on your unique credit score and your sources of income. Some personal loans such as signature loans, require your signature and use your promise to pay as collateral. Check your Instant Personal Loan Eligibility When you …

4 ways to fund your dream startup

Money is most essential for any startup or a full-fledged enterprise to begin. So how does one go through this initial hurdle? A substantial amount of money is required before beginning the actual business operations and of these, certain amount of money has to be set aside for addressing any contingencies, unprecedented expenses and also …

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