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Homeownership is a dream for many individuals, and getting a home loan to purchase a house is often the only option to make it a reality. Home loans come with various terms and conditions, but one of the most significant factors to consider is the interest rate. The interest rate determines how much you will …
Purchasing a home is a significant investment, and most individuals rely on home loans to finance their dream homes. While taking a home loan, one must consider the possibility of unforeseen events such as accidents or loss of income, which may impact their ability to repay the loan. Home loan insurance and term policy are …
Although mutual funds are seen as a way to build wealth, many investors don’t have the patience to stick with them for the long haul. According to experts, this is one of the main reasons why the returns you get on your hand are so much lower than the amount stated in your fund’s fact …
Some of us tend to compare our career scripts to that of previous generations. We only see the difference in salary level, not knowing that Rs 100 in the 1960s is Rs 8,858 in 2022! (This assumes an inflation rate of 7.5%). Therefore, using the same old scale to measure the success or effectiveness of …
For parents, saving for their children’s future is at the top of their priority list. That’s right. A good course at a good university can put a child’s career on the right track. While there are several investment options to help secure your children’s future, here are the top three: Sukanya Samriddhi Yojana (SSY): For …
The Department of Personnel and Training (DoPT) has clarified the implementation of the second sentence (or sentences) on defendants on duty during the term of the first sentence. In a memorandum (O.M.) dated October 28, 2022, the DoPT stated that behavior authorities must clearly indicate in the sentencing order whether the two sentences (or multiple …
There was a time when most people in our country didn’t think health insurance was necessary. However, after two turbulent years of the COVID-19 pandemic, that is no longer the case. As an element of stability in the face of uncertain events, health insurance has found its rightful place as an essential part of the …
Although India celebrates festivals throughout the year, the Indian festival season begins in August/September and ends with the New Year celebrations in December. Many people also plan larger purchases such as a house or other expensive consumer goods during this time, as they are considered cheap. In addition, brands are extending discounts this season. Lending …
