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Purchasing a home is a significant investment, and most individuals rely on home loans to finance their dream homes. While taking a home loan, one must consider the possibility of unforeseen events such as accidents or loss of income, which may impact their ability to repay the loan. Home loan insurance and term policy are …
Although India celebrates festivals throughout the year, the Indian festival season begins in August/September and ends with the New Year celebrations in December. Many people also plan larger purchases such as a house or other expensive consumer goods during this time, as they are considered cheap. In addition, brands are extending discounts this season. Lending …
Be it a scorching sun or pouring rain, a tall sprawling tree would definitely offer some protection. It’s human nature to seek refuge when things get too extreme for your liking. I would also look to stock markets for protection if markets become too volatile or return become uncertain in the short term. In general, …
Blockchain technology brought together the security of cryptography and the accessibility of the Internet and promised to revolutionize the way the world conducts financial transactions. Central banks and other intermediaries such as banks would not be necessary, and the information would be stored securely, preventing other users from adding, deleting or modifying it. Still, the …
Vihaan, a clothing store owner in Hubballi, wanted to buy a luxury bungalow. However, he lacked the money to fulfill his dream. Impressed by the crazy profits that his friends were making with cryptocurrencies, he also decided to invest in this new digital asset to reach his goal faster. However, one morning he woke up …
A home loan balance transfer is the means of transferring an existing home loan to another lender at a lower interest rate and other benefits. It is very similar to a new home loan. When a borrower makes a balance transfer, their entire outstanding balance is transferred to the new account, where the new lender …
As the times changed, the mindset and expectations of the employees gradually began to change as well. Today, your employees are millennials and their expectations of the organization can be characterized as expectations “outside the box”. Gone are the days when your employees were satisfied with simple health insurance or retirement plans. Now you need …
To qualify for a loan from credit institutions such as banks or NBFC, you must meet certain eligibility criteria. One of them is good credit. A credit score provides information on financial health based on past financial history and transactions and indicates whether the borrower can repay the loan on time. Most banks verify CIBIL’s …
