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A business loan is one of the biggest financial commitments you will have in your life, which means you should be prepared to bargain for the best offer. In India, there are many banks that offer term loans, small business loans and many of them are negotiable. Therefore, you will have to negotiate for the …
What does the Disbursement of the home loan mean? It is the stage when the lender –bank or NBFC hands out the loan amount to the seller (if a property is for resale) or the builder (for a new property) according to the terms of the home loan agreement you have agreed to with the lender. …
Often financial institution gives competitive rates to attract customers for loans, which can be a business loan, home loan, education loan, or a vehicle loan. When you receive such offers you should first analyze and know the EMI amount and the methods to calculate it. EMI is calculated by two processes – Fixed interest rate …
The SME sector plays a crucial role in the social-economic transformation of India’s financial state. The sector has helped in the eradication of unemployment, a decrease in poverty and removes the rural-urban migration in India. It contributes to almost 8% of GDP, with 45% of the output are produced here, 40% exports, where 6000 commodities …
Launching a startup is the first step for many budding entrepreneurs. Indeed, most of us would love to launch a startup. Unfortunately, there’s a major stumbling block. And that’s money- or rather- seed money or initial investments to launch the startup venture and ensure it withstands the test of time and market conditions. Nowadays, there’re …
Paying the minimum due amount on your credit card bill, is one of the biggest blunder you can ever make. An occasional payment is acceptable only if you are short of funds, but forming this into a habit, can be financially detrimental. What are minimum dues on credit card bill– Your credit card bill comes …
A loan against property (LAP) is a secured loan that is sanctioned keeping an asset as a mortgage with the lender. The property mortgaged can be a personal land, a house, or any other commercial property. The lender holds the property as collateral until the entire loan amount is cleared. As a secured loan, LAP …
Online Personal loans are the most uncomplicated way to borrow funds. When you take a personal loan or unsecured loan the money is at your disposal to use as per your requirement. But it is always advisable to opt for a Personal loan when you’re you are using it for a good reason, this will give …