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Accidents are very common these days. Whether it’s a simple fracture, a serious burn, or a car accident, serious physical disabilities can arise. When accidents do occur, there are significant costs to treatment and recovery. Also, in the event of permanent disability or death, you will lose the ability to work and lose income. While …
Existing illnesses are those suffered by the insured when contracting new medical insurance. The IRDAI defines pre-existing illness as a) any condition, illness, injury, or ailment diagnosed by a physician in the 48 months prior to the effective date of the policy issued by the insurer or its reimbursement; or b) for those within A …
Cashless application process: To benefit from the cashless claim option, the insured person must be treated in a staffed hospital. By providing the health insurance details and presenting the electronic card or other physical proof of the health insurance purchased on behalf of the insured, the insured can benefit from hospitalization and cashless treatment. if …
Some travelers do not prefer to purchase travel insurance. The main reason not to buy is to make sure nothing bad is going to happen to him or his family. When talking about reality, you cannot be sure what can happen during the trip. You simply cannot afford the cost of emergency medical treatment, lost …
If you are looking to buy a new car, be sure to read about the various auto insurance policies on the market. But if the dealer makes it easy to buy a policy by bundling the insurance with the sale of the car, you would be really tempted to buy it yourself at the dealer. …
In today’s economic climate that encourages consumers to “reduce, reuse, and recycle,” it is increasingly common for people to buy used or used vehicles. In India, the demand for used cars has grown exponentially. However, vehicle ownership does not end with choosing the ideal make, the preferred model, and a buyer that fits your price. …
Oftentimes, people with little insurance coverage are satisfied with health insurance because of the high premiums it attracts. Because of this, they choose to have poor coverage or no health insurance. How about telling yourself that it is now possible to get adequate health insurance with adequate coverage? It is true! Now you can get …
Buying car insurance is mandatory in India if you want to legally drive your car on public roads. But have you ever wondered what happens if you want to cancel the policy for any reason? Is there a refund option in such a case? The good news is, yes, it is possible to cancel your …
