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Legal Documents which Bank-NBFC consider to create a Mortgage-(A)

In order to obtain a mortgage loan, the applicant must present a series of documents related to his KYC, history of the property he wishes to buy, income, etc., depending on the category of the client (employee / self-employed / merchant / NRI). The required documents vary from bank to bank. Below are some lists …

startup business loan

Launching a startup is the first step for many budding entrepreneurs. Indeed, most of us would love to launch a startup. Unfortunately, there’s a major stumbling block. And that’s money- or rather- seed money or initial investments to launch the startup venture and ensure it withstands the test of time and market conditions. Nowadays, there’re …

Margin Money in Home Loan

A certain sum of amount which the borrower deposits initially, to either the bank or a non-banking finance company from whom they are trying to obtain a home loan is called as the Margin money. Lenders treat the contribution of The margin money for a home loan from a borrower is accepted as a sign …

Everyone of us wants to have our own house where we not only love but also create memories for our life. This one asset give a sense of security to our family and which we pass on to our next generation.However, our next generation is free to use the property as their own way. It …

To buy a house and creating an asset is a big step for everyone. Again to b a surprise, searching for a house that fits within the budget is not short of a struggle. The next step after searching the right property is to choose the right loan and apply for a home loan for buying the …

No-one wants to enter a financial industry until they need funds and actually want to save themselves with harmful after effects of bearing any kind of losses. So before you have to enter you do not think to enter the territory of the financial world without knowing the in and outs of the terms and …

Property prices have become stagnant from some time and the builders/ developers are finally waking up to the fact that the price boom is not lurking around the corner. To sell their build up properties they are offering attractive deals to upcoming home buyers, with lower prices and attractive freebies. The Real Estate (Regulation and Development) Act …

Buying any kind of property is a huge decision for the whole life. Nowadays Banks/ NBFC’s ask the borrower to include a co-applicant in the loan. Co-owning property with our own family member is a normal practice for long but nowadays people do not shy away to collaborate with their friends too. However, many of …

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