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A BRIEF INFORMATION ON ICICI CREDIT CARDS

A BRIEF INFORMATION ON ICICI CREDIT CARDS - (A)

ICICI Bank offers credit cards with a range of features and benefits that meet the needs of different types of customers. ICICI was the first company on the market to launch contactless credit cards. The benefits of ICICI credit cards can come in the form of rewards, cash refunds, etc., which are better suited for shopping, entertainment, meals, etc.

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ELIGIBILITY CRITERIA

To be eligible for an ICICI credit card, the following criteria apply:

Minimum age: 21 years old.

Maximum age: 65 years old.

He/she must be an Indian or an NRI based in India

Income requirements vary for different ICICI bank cards.

Required documents

In addition to the above criteria, the applicant must be able to provide proof of identity, income, and valid address. The following documents are accepted:

PROOF OF IDENTITY

Pan card

Aadhaar

Voter ID

Passport

Driver’s license

Any other government-approved photo ID

PROOF OF ADDRESS

Aadhaar

Passport

Public utility bills (less than 3 months old)

Any other government-approved ID

INCOME PROOF

Account statement for the last 3 months.

Payslip for the last 3 months.

Finances audited in the past two years (for the self-employed)

Form 16

FEES AND CHARGES

The fees and charges associated with the ICICI Bank Coral contactless credit card are as follows:

Startup rate varies from card to card

The annual rate varies from one card to another

No additional card fees

Free credit duration from 18 to 48 days

Prepayment charges 2.49% – 3.67% per month / 29.88% – 40.80% per year

Financial charges 2.49% – 3.67% per month / 29.88% – 40.80% per year.

Additional costs 2.50% of the excess amount/min Rs 500

Tax for late payment zero for the amount due less than Rs. 100

Rs. 100 per amount between Rs. 100 and Rs. 500

Rs. 500 due to the total amount greater than Rs. 501 and up to Rs. 10,000

750 rupees due for a total of more than 10,000 rupees

Supplements of 1% / min Rs.10 in the fuel transaction

1.80% of the transaction value for online train reservations and 2.50% for other train reservations.

Foreign transaction fees 3.50% of the amount

ADDITIONAL READING- HERE ARE SOME HIDDEN DETAILS ABOUT YOUR CREDIT CARD

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