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A BRIEF ON AXIS BANK SAVINGS ACCOUNT 

A BRIEF ON AXIS BANK SAVINGS ACCOUNT-(A)

Axis Bank offers different savings accounts to meet everyone’s banking needs. With a range of accounts, from regular savings accounts to premium accounts, online savings accounts to offline accounts, the bank ensures that every type of client is covered. Axis Bank’s minimum balance requirements differ from one type of savings account to one type of savings account. Let’s take a look at the different types of Axis Bank savings accounts and the features they offer.

The interest rate on the Axis Bank savings account is 3.50% per year. if the account balance is less than Rs. 50 lakh. For the rest of Rs. 50 lakh at less than 100 crore rupees, the interest rate is 4.00% per year; for the remaining amount of Rs. 100 million rupees and more, the interest rate is 6% per year.

Axis Bank opened its first digital savings account called Axis ASAP, which can be opened anytime and anywhere with your Aadhaar and PAN data. This is a zero account that offers an optional virtual debit card / Visa Online Rewards debit card.

Features and benefits of the Axis ASAP savings account

Take advantage of a zero-credit zero-commitment account

Earn up to 7.25% * interest per year in your account balance

Get a free virtual debit card / optional Visa Online Rewards debit card to get tons of online shopping deals

Benefit from higher interest rates with an INR 10,000 fixed automatic deposit service

Receive free bank statements, transfers and bill payments

Daily withdrawal limit – Rs.50000; Purchase limit: Rs.4 lakh with online reward card

Purchase limit: Rs.1 lakh with Virtual Visa card

Get your account number immediately

Buy or redeem your Axis eDGE reward points

Admission criteria

Person 18 and ov

Indian resident

Required documents – Axis ASAP account

To request an Axis ASAP account, you must have a PAN card, an Aadhaar card and a mobile phone number associated with your Aadhaar number.

Fees and charges

View the fees and charges for the Axis ASAP account.

Fees/costs for the Axis ASAP account

NIL seed capital

Average NIL balance required

Service fees for the NIL account

Main card: Virtual Visa debit card (free)

Visa Online Rewards debit card (300 rupees)

Main card: Virtual Visa debit card with an annual fee (free)

Visa Online Rewards debit card (500 rupees)

Account closing Rs 500 **

* General conditions ** Fees will be charged if the account is closed between 14 days and 6 months. There will be no charge if the account is closed within 14 days of opening the account or after 6 months

Fees for cash deposits and withdrawals above the limit of 5 rupees for 1,000 rupees or 150 rupees, whichever is greater

RTGS (online) NIL Price

NEFT fees (online) NULL

IMPS NIL Fees

Axis Bank ATM: number of free transactions The first 5 transactions (financial + non-financial) are free

Non-Axis Bank ATMs: No free (non-financial) free transactions in metro stations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore, and Hyderabad) or – first 5 free transactions (financial + non-financial) other places

ATM Axis / Non-Axis: Cash withdrawal fees (financial transactions) beyond Rs 20 per transaction

ATM Axis / Non-Axis: Balance request fees (non-financial transaction) beyond Rs 8.5 per transaction

International cash withdrawal fee (ATM) Rs.125

International Balance Inquiry (ATM) fee Rs.25

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