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Even if you have been smart and sensible and made your savings for eventualities, sometimes the reality turns out to be very different than the plans. It leaves you with no other option than to borrow money for the situation.Generally, for such eventualities, one would opt for a personal loan. But what will happen if …
Personal loan is also the most opted as it is an unsecured loan. There is no need for any collateral, or security for taking personal loan. There is very less risk factor involved in personal loan in comparison to other types of loan which requires collateral security. This open-ended loan can be used for pretty …
Personal Loan Balance transfer is the process of transferring outstanding balance of a loan from one bank to another. A loan is transferred to save interest and reduce EMIs by changing to a new low rate personal loan where you can avail additional top up loan from the new bank. Thus the prime motive for …
Any loan without a collateral seems god sent at your dire times. The personal loan falls under this category. Though you might have taken a personal loan to meet some immediate requirements, you have to keep in mind certain facts while applying for the loan. Taking a loan without comparing other loan offers One of …
Financial is needed in every aspect of life, and it is not possible to fulfil all the needs from savings. Most of us are so caught up with our daily lives that we forget to give priority to financial budgeting. Often when the budget isn’t fixed, you miss out on loan repayments, due-date of your …
Self employed people are those who work for themselves as a freelance or as an owner of a business instead of working for an employer. They are broadly divided into 2 categories – Self employed professionals(SEP)- largely includes doctors, practicing from own clinics, chartered accountant, architects, consultants, interior designers, etc. Self employed non professionals: These …
There are various tax deduction and benefits on education loan or home loan, however, there are hardly any tax deduction or exemption allowed on personal loans. Deduction on interest expense of personal loan are available in certain circumstances but they depend on the purpose for which the loan has been availed. Ways to claim tax …
Technology has changed the face of loan application process. Advertisements online and on various media offers easy loans at the quickest disbursal. But one has to be wary of and not fall into this trap. Here are the 9 Excellent Rules to follow when taking a Personal Loan Limit your borrowing to your requirements – …