Buying a house is a dream for several and requires tons of monetary planning. ICICI Bank home loans make it easier for those that wish to understand this dream.
At ICICI Bank Home Loans, we provide the answer and knowledge on home loans to shop for / build a replacement house or to renovate an existing house.
The mortgage tracking feature, trackman, helps you purchase your home. Trackmyloan is a web application tracking platform that shows your mortgage journey and informs you of the status of your application, from connection to penalty.
You can check the status of your application by entering your loan application number and mobile number. Trackmyloan supports you from the primary step of registering for the sanction, both on the desktop and on the mobile device.
30-year home loans offer you the choice to increase your term. An extended-term improves the eligibility of your mortgage by allowing you to use a bigger loan amount with a lower NDE.
30-year mortgages apply to employees of an inventory of selected companies.
With ICICI Bank intensify Home Loans, you’ve got the key to the house of your dreams very early. A product aimed toward young professionals within the framework of the ICICI Bank progressive real estate loan can accept a better loan amount than that of normal mortgage loans.
In addition, you pay a moderate EMI within the first years, which can increase again within the following years, taking into consideration your income.
With ICICI Bank Home Loans, you now have the house of your dreams at your fingertips. We are offering a better loan amount for your income. Eligibility for your mortgage is often further improved by including the income of the co-applicants on your mortgage.
Mortgage eligibility is calculated taking into consideration various factors, including monthly income, fixed monthly obligation, current age, retirement age, etc. Eligibility for your mortgage also can be seen as an indicator of the affordability of your mortgage.
Up to ₹ 35 lacs RR + 3.10% (8.25%) – RR + 3.75% (8.90%)
₹ 35 lacs to ₹ 75 lacs RR + 3.25% (8.40%) – RR + 3.90% (9.05%)
Above ₹ 75 lacs RR + 3.45% (8.60%) – RR + 4.10% (9.25%)
Self – Employed
Slab Floating Interest rates
Up to ₹ 35 lacs RR + 3.35% (8.50%) – RR + 4.00% (9.15%)
₹ 35 lacs to ₹ 75 lacs RR + 3.45% (8.60%) – RR + 4.10% (9.25%)
Above ₹ 75 lacs RR + 3.55% (8.70%) – RR + 4.20% (9.35%)
Pricing of home equity credit Balance Transfer with repayment from ICICI checking account
Segment Floating Interest Rates
Salaried (Any Loan Amount) RR+3.25% (8.40%)
Self Employed (Any Loan Amount) RR+3.40% (8.55%)
For salaried employees:
For self-employed professionals:
For self-employed non-professional: