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In order to obtain a mortgage loan, the applicant must present a series of documents related to his KYC, history of the property he wishes to buy, income, etc., depending on the category of the client (employee / self-employed / merchant / NRI). The required documents vary from bank to bank. Below are some lists …
Whether your personal loan is unsecured or unsecured, it is a source of financing that can be used for virtually anything from debt consolidation to home renovation. For personal loans, the lender gives you a lump sum that you pay with interest in fixed installments, usually between 12 and 60 months. Refinancing credit card debt …
“Interest on debts grow without rain.” -Yiddish Proverb Feeling leads to thinking, thinking leads to actions and when actions are repeated several times it become habits. Same is the origin of debt trap where feelings and thinking have multiple reasons to originate right from socio-economic requirement of education, health, shelter etc. or materialistic requirement of …
A debt consolidation loan is where a bank, a credit union or a finance company provides you with the money to pay off your outstanding credit card debts and “consolidates” them by bringing all the loans together into one big loan. People usually apply for a consolidation loan when they have trouble paying up even …