Download App 
Introduction One of the most significant financial decisions individuals make in their lifetime is purchasing a home. With the majority of homebuyers relying on loans to fund their purchase, understanding the nuances of interest rates is crucial. Home loans offer two primary types of interest rates: fixed and floating (also known as variable). Each type …
When it comes to purchasing a dream home, most individuals in India rely on home loans to fulfill their aspirations. However, obtaining approval for a home loan is not always straightforward. Lenders assess various factors to determine the eligibility of a borrower. One critical factor that plays a crucial role in the home loan approval …
When applying for a home loan in India, one essential step in the process is the home appraisal. A home appraisal is a crucial evaluation that determines the fair market value of a property. It involves a detailed inspection by a professional appraiser to assess various factors that influence the property’s worth. Understanding the significance …
Obtaining a home loan in India can be a significant milestone in achieving your dream of owning a house. However, the home loan application process can be complex and overwhelming. To help you navigate through this journey with ease, we present a comprehensive step-by-step guide that will take you through the entire process, from start …
Homeownership is a dream for many individuals, and getting a home loan to purchase a house is often the only option to make it a reality. Home loans come with various terms and conditions, but one of the most significant factors to consider is the interest rate. The interest rate determines how much you will …
Purchasing a home is a significant investment, and most individuals rely on home loans to finance their dream homes. While taking a home loan, one must consider the possibility of unforeseen events such as accidents or loss of income, which may impact their ability to repay the loan. Home loan insurance and term policy are …
Some of us tend to compare our career scripts to that of previous generations. We only see the difference in salary level, not knowing that Rs 100 in the 1960s is Rs 8,858 in 2022! (This assumes an inflation rate of 7.5%). Therefore, using the same old scale to measure the success or effectiveness of …
A number of high-net-worth charities and trusts are at risk of losing their tax-exempt status due to two recent Supreme Court (SC) rulings if they don’t undertake a proper internal restructuring, tax experts said. However, since the judgments are applied prospectively, these companies do not have to pay higher amounts of taxes for previous periods …