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Budgeting is the process of creating a plan for spending your money. This spending plan is called a budget. By creating this spending plan, you can determine in advance whether you have enough money to do the things you need or want to do. What is budgeting? This is an important planning and forecasting process …
Through this directive, which gives operators the “right to use” the information technology and infrastructure of the Indian railways, the national airline has liberalized and simplified some of the operations that were otherwise mainly carried out by the IRCTC. To encourage and attract tourism businesses, Indian Railways announced the introduction of Bharat Gaurav trains operated …
The associations of micro, small and medium-sized enterprises welcomed the introduction of the special program of capital grants linked to credit for the service sector. The technology update program was launched on November 19 by the Minister of Union for MSMEs, Narayan Rane. “The program will help meet the technology needs of service sector companies …
Shortly after the Prime Minister announced that the three controversial agricultural laws would be repealed in the winter session of Parliament, Samyukt Kisan Morcha, a coalition of 40 agricultural unions, called for the minimum subsidy price for all agricultural products to become a legal right for all farmers. This would ensure that each farmer is …
If inflation is forecast to be around 5.3% for the rest of the year, investors cannot ignore real rates: the nominal rate minus inflation. In the case of a one-year time deposit with a deposit of around 5%, the real interest rate is negative. After-tax performance looks worse. While long-term bond rates may be a …
A credit score is a statistical number that evaluates the creditworthiness of an investor or consumer. It is based on the person’s credit history. Today, lenders focus on creditworthiness to measure the likelihood that a person will pay off his debts. A person’s credit score can range from 300 to 900, and the higher the …
When you get a loan, you must repay it to the lender within a certain period of time. The repayment includes both principal and interest from a predefined number of monthly payments. Simply put, repaying the loan through a series of scheduled payments, commonly known as EMI, that includes both the principal amount outstanding and …
What is SIP and its advantages? A systematic investment plan is commonly known as a SIP. In this plan, you can regularly invest a fixed amount in your preferred mutual fund system. A fixed amount is debited from your savings account each month. This amount is then invested in a mutual fund of your choice. …