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Buying your own home is a dream for most of us. For that one has to avail of a home loan, which becomes one of the biggest financial commitments and needs proper financial planning. Proper financial planning makes it essential to organize your finances so that the loan EMIs is paid on time without default …
Repaying your loan’s EMIs promptly reflects positively on your creditworthiness. You can talk with your bank or the financial institution, and schedule the EMI payment dates when you would be most comfortable and have sufficient funds in your account. Usually, the lenders fix the date closer to the date of receiving the salary. This helps …
The default risk on a financial obligation which arises when a borrower fails to make the required payments is called Credit Risk. It is the possibility of a loss to repay a loan or meet the contractual obligations. A lender may not receive the owed principal and interest, which results in an interruption of cash …
People are rapidly applying and benefiting from Home loans. There has been a tremendous rise in home loan applications in recent years. Many borrowers prefer applying for a joint loan as they can avail various benefits, such as a higher loan amount, income tax rebates, better credit scores, etc. When applying for a joint loan, …
Everyone of us wants to have our own house where we not only love but also create memories for our life. This one asset give a sense of security to our family and which we pass on to our next generation.However, our next generation is free to use the property as their own way. It …
We look for different options before finalizing a home. After all, it’s a big decision for the whole life. Not to regret in future there are different things that will look into the property and ask about the feedback for the same from the local people, owner and maybe the proposed lender. Before buying the …
Our lifetime dream is to own a house that brings a sense of security to the family members. To achieve this dream we borrow a home loan from Banks/ NBFC’s where we have to repay the loan amount along with the interest amount. While borrowing we look after many factors such interest rates, loan amount, …
People generally have two options when it comes to where they live and ultimately call home. One is to rent a home that someone else owns and the other is to purchase a home for themselves. People who decide to buy a house often do so because they are ready to settle down in one …