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When you have an insurance policy, you may wonder how companies calculate your insurance premiums. You pay insurance premiums for policies that cover your health, including your car, home, life, and other valuables. The amount you pay will depend on your age, the type of coverage you want, the amount of coverage you need, your …
The insured declared value (IDV) is the maximum insured sum determined by the insurer that is provided in the event of theft or total loss of the vehicle. Basically, IDV is the current market value of the vehicle. If the vehicle is totaled, IDV is the compensation that the insurer pays to the insured. The …
Health insurance portability is a facility where you can transfer your current health insurance from your current insurer to another insurer. Portability can be done when service is poor, needs additional coverage, or for some other reason. “Change is the only constant in this world”: This iconic statement may reflect our society where change is …