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Let us begin with this basic question – Are you ready to buy a house? Then ask yourself another question – What can I afford? Though answering that may not be so easy, let us see how to really analyse what “affordability” means. You’re Debt-To-Income Ratio The most obvious decision involves money. If you have …
What is a contract? Contracts and agreements are important for any size of business. Earlier, there were few written business contracts, and often the business and personal deals were done verbally with a handshake. In case of any dispute, the two parties could take the issue to court, even if the contract was not put …
One of the most desired option for handling regular cash flow for any small business’s requirements has been a business line of credit. Line of Credit (LOC) is a specified amount of money that you can access as and when needed which have to be repaid immediately or over a pre-specified period of time. LOCs …
When applying for home loan, your lender – the Bank or NBFCs will need you to provide proof related to your identification, financials and property. Since home loans are usually of a substantial amount and usually longer tenure, it is important that everything is in order for both you and your lender. Before the final …