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Credit cards have become popular among the millennial and urban population. It saves you from carrying cash all the time. Credit cards have also changed the way people look at availing a loan in India. Unlike other loans which require documentation and paperwork, the credit card advance facility is simpler and instant as it doesn’t …
Any loan without a collateral seems god sent at your dire times. The personal loan falls under this category. Though you might have taken a personal loan to meet some immediate requirements, you have to keep in mind certain facts while applying for the loan. Taking a loan without comparing other loan offers One of …
Financial is needed in every aspect of life, and it is not possible to fulfil all the needs from savings. Most of us are so caught up with our daily lives that we forget to give priority to financial budgeting. Often when the budget isn’t fixed, you miss out on loan repayments, due-date of your …
‘The best time to plant a tree was 20 years ago, the second best time is now’, is a Chinese saying which describes SIP the best. Systematic Investment Plan (SIP) is a scheme which allows you to invest a fixed amount of money at regular period in any of the mutual fund schemes of your …
Self employed people are those who work for themselves as a freelance or as an owner of a business instead of working for an employer. They are broadly divided into 2 categories – Self employed professionals(SEP)- largely includes doctors, practicing from own clinics, chartered accountant, architects, consultants, interior designers, etc. Self employed non professionals: These …
Don’t we all want to invest our money and get the maximum reward out of it. So the next important question which arises is ‘How’? Not everyone understands what Investing or asset management is and what would suit them best. Let’s get a brief idea about the different types of investments and how they fall …
There are various tax deduction and benefits on education loan or home loan, however, there are hardly any tax deduction or exemption allowed on personal loans. Deduction on interest expense of personal loan are available in certain circumstances but they depend on the purpose for which the loan has been availed. Ways to claim tax …
An allowance is a financial benefit of a fixed amount of money provided by an employer to meet a particular type of expenditure over and above regular salary. Allowances are regarded as part of the salary and are taxable, except for those under exemptions under various sections of the Income Tax Act. Based on the …