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This credit card offers life insurance cover up to Rs 3 lakh

Federal Bank credit card holders now benefit from a group credit protection facility that offers life insurance for a credit limit of up to a maximum of Rs 3 lakh. The Federal Bank has partnered with Ageas Federal Life Insurance to make this offer available to its credit card users. In a statement, the Federal …

Large Cap, Mid Cap, or Small Cap SIPs_ Which is Better for Long-Term Growth

While the Systematic Investment Plan (SIP) has become the most popular option for investing in stock funds, investors are often confused about the ideal pattern for long-term growth. Equity-oriented or growth mutual funds come in three varieties: large-cap, mid-cap, and small-cap. A recent report suggests that the small and mid-cap segments (SMIDs) could offer many …

EPFO relaxes payment standards for EPS-95 subscribers

Pension fund body EPFO ​​voted on Monday to allow the deduction of accruals in the Employees’ Retirement Plan 1995 (EPS-95) for subscribers with less than six months of service remaining. Currently, members of the workers’ provident fund (EPFO) with less than six months seniority in the company only have the right to withdraw the balances …

Staying vigilant is key to avoiding digital payment fraud

From credit cards to mobile wallets and everything in between, digital payments are an increasingly popular and convenient option for consumers. The growth of digital payment platforms and apps in recent years has dramatically reduced people’s reliance on cash. People can use these digital technologies to make payments in seconds with just a few taps …

Buy gold this Diwali_Keep these 5 things in mind

Diwali is today and many Indians would queue up to buy gold. After two lean years following the Covid-19 pandemic, gold sales are expected to be strong this year. But before you jump on the bandwagon, here’s what you need to know Will Gold and Silver’s Prices Recover? Many buy gold or silver on the …

Diwali shopping_how to make the most of the festive offers

Today is Diwali, the festival of lights. Includes a variety of offerings from banks, non-bank finance companies (NBFCs), and home finance companies (HFCs). In 2022, the cheapest opportunities fall in October, making the month even more attractive for both consumers and lenders. A sizeable population of India loves to splurge as soon as Sharad Navratri …

How Multi-Year Health Insurance Can Lower Your Premium Costs

With the rise in lifestyle-related illnesses, unexpected health risks, rising healthcare costs, and financial insecurity, Generations Y and Z are becoming more health insurance conscious. Many professionals from these two segments have constituted their group health insurance. However, these policies only protect policyholders during their active employment and offer an average insured sum of Rs …

It's a healthy habit to reconsider your health insurance when renewing

There was a time when most people in our country didn’t think health insurance was necessary. However, after two turbulent years of the COVID-19 pandemic, that is no longer the case. As an element of stability in the face of uncertain events, health insurance has found its rightful place as an essential part of the …

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