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Repayment The act of paying back the borrowed money to the lender is known as Repayment. Repayment is usually done in the form of periodic payments and each payment goes in favor of principal plus interest. Default in the repayments of the loan during the tenure due to any reason can cause an adverse effect …
These days no doubt to get a loan is very easy process. But still money lending by Banks/ NBFC’s involves a risk. With this situation, when someone says that a loan without documents is available. The question arises that without financial reports, salary slips or the ITR’s how can money lending is possible? Is it …
Documentation is an important part for any sort of bank related work. While applying for a loan, documents play a major role to make an individual eligible for the same. It is always important to keep the documents updated and well written to make a loan process easier. Any document type which is easily recognizable …
Loan Against Property helps you get the amount on the value based on the property. It is available for salaried, self employed professionals and non professionals on residential as well as commercial property. An individual should know and understand the entire process and the steps involved in the complete process of the loan: Application Processing …
These days organizations like Banks, FI’s, credit card companies, insurance companies, online lenders and even the mobile companies track a credit score to know the risk taking potential of the consumer and to mitigate the bad debts. Credit score determines the loan amount, credit limit, interest rate as well as its an assurance to qualify …
People generally have two options when it comes to where they live and ultimately call home. One is to rent a home that someone else owns and the other is to purchase a home for themselves. People who decide to buy a house often do so because they are ready to settle down in one …
For processing any type of loan the most pivotal information which any Bank or NBFC seeks is the credit information report of the customer, these reports are being fetched from the credit bureaus. A credit bureau is a company that collects and maintains individual credit information and sells it to lenders, creditors, and consumers in the form of …
Debt is an amount of money borrowed by one party from another, under the condition that it is to be paid back in a specified time lines, usually with interest. This is also knows as Loan. In today fast moving materialistic world we need money for everything, to fulfil our desires irrespective small or big. Every …