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If you are like me, in the last week you will have received at least 20-30 notifications to invest or buy gold through different methods. The festive season of Diwali and Dhanteras seems to be a gold-selling season. The fact is, whether it’s digital gold through UPI apps or gold coins, or even gold jewelry …
In 2016, when our Honorable Prime Minister Mr. Narendra Modi changed the currencies and limit the deposit, retrieve and exchange of currency notes to know how much people have saved or they have collected as a black money in cash. The amount which was deposited in account was also estimated for every individual. The major …
Newspapers are flooded with news related to banking sector news… The financial market… Repo rates … Reverse repo rates… RBI decreased or increased its key interest rates and we all get confused how they are related to our financial system or our financial needs. How the loans we borrow are affected with these minute changes? …
The reference rate is a benchmark upon which interest rates for financial operations are set. On the basis of reference rates banks and financial institutions decided their lending rates for different financial products considering the credit worthiness of the customer. The reference rates differ for every bank and financial institution and is directly relative to the repo rate which …