Download App 
In India, there are several types of home loans available for individuals who want to purchase a property. These loans are offered by banks and financial institutions, and their terms and conditions can vary based on the type of loan and the lender.
Home Purchase Loan: This is the most basic type of home loan that is available for people who want to buy a house or a flat. The loan amount can be up to 80% of the property value, and the repayment period can range from 10 to 30 years.
Home Improvement Loan: This type of loan is provided to individuals who want to make repairs or improvements to their existing home. The loan amount can be up to Rs. 30 lakhs, and the repayment period can range from 3 to 20 years.
Home Construction Loan: This loan is provided to people who want to build a new house on a plot of land that they already own. The loan amount can be up to 80% of the construction cost, and the repayment period can range from 10 to 30 years. Home Extension Loan: This type of loan is provided to individuals who want to extend or expand their existing home. The loan amount can be up to Rs. 30 lakhs, and the repayment period can range from 3 to 20 years.
Home Conversion Loan: This loan is provided to people who want to sell their existing house and buy a new one. The loan amount can be up to 80% of the property value, and the repayment period can range from 10 to 30 years.
NRI Home Loan: This loan is designed for Non-Resident Indians who want to buy a property in India. The loan amount can be up to 80% of the property value, and the repayment period can range from 10 to 30 years.
Reverse Mortgage Loan: This loan is provided to senior citizens who own a property and want to generate income from it without selling it. The loan amount can be up to 60% of the property value, and the repayment period can range from 10 to 20 years.
Home Loan for Agriculturists: This loan is provided to farmers and agriculturists who want to purchase property for agricultural purposes. The loan amount can be up to Rs. 5 lakhs, and the repayment period can range from 5 to 15 years.
Pradhan Mantri Awas Yojana (PMAY): This is a government scheme that provides subsidies and incentives to people who want to buy a house. The loan amount can be up to Rs. 35 lakhs, and the repayment period can range from 10 to 30 years.
Joint Home Loan: This type of loan is provided to two or more individuals who want to buy a property jointly. The loan amount can be up to 80% of the property value, and the repayment period can range from 10 to 30 years.
Top-Up Loan: This loan is provided to individuals who have an existing home loan and want to borrow additional funds for personal or business purposes. The loan amount can be up to Rs. 50 lakhs and the repayment period can range from 5 to 20 years.
Bridge Loan: This loan is provided to individuals who want to purchase a new property before selling their existing one. The loan amount can be up to 80% of the expected sale value of the existing property, and the repayment period can range from 6 to 24 months.