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Post Demonetisation every bank was flooded with the liquidity, the first impact was a cut in the deposit rates followed by steep 80-90 basis point( one basis point or BP is one hundredth of a percentage point) cut in it Marginal cost of fund based lending rates(MCLR). That cut though does not means that …
The reference rate is a benchmark upon which interest rates for financial operations are set. On the basis of reference rates banks and financial institutions decided their lending rates for different financial products considering the credit worthiness of the customer. The reference rates differ for every bank and financial institution and is directly relative to the repo rate which …
To own a Home is a dream of every individual, all of us struggle day & night to achieve this dream of having our own house. To fulfil this dream we get a support from our Banks and Financial Institutions (FI) by way of Home Loans. Though it may seem all banks are eager to …
Taking a home loan is easier said than done. Though in today’s scenario every Bank & Financial institution is eager to lend but getting a loan sanctioned can be a difficult task. It should be notes that, like any other financial product, it is important to be aware with how home loans work to avoid …
Types of Home Loans “Owning a home is a keystone of wealth – both financial affluence & emotional security.” A Home Loan is a great way to bridge the gap between your finances and the dream home that you always wanted to own. In India, the demand for home loans has increased manifold in the …
It is difficult to get a loan with a low credit score . Most banks look for a minimum score of 750 when deciding whether to approve of a loan application. Similarly, if you apply for a credit card with a 650 score, you have a much smaller chance of being approved. Even if you are approved with this …
In Sanskrit Mudra means: Seal, Mark, Gesture & Currency. A Home means the place where one lives permanently, especially as a member of a family OR an institution for people needing professional care or supervision At Mudrahome, We are striving to become an institution for all the people needing professional care or supervision related …