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Due to the focus on increasing FDI in the insurance sector, an important aspect of the Insurance Amendment Act of 2015 went unnoticed. This clause makes it easier for the relatives of the insured to claim the insurance product once the insured is discharged. This clause avoids the possibility of disagreement between family members on …
Accidents are very common these days. Whether it’s a simple fracture, a serious burn, or a car accident, serious physical disabilities can arise. When accidents do occur, there are significant costs to treatment and recovery. Also, in the event of permanent disability or death, you will lose the ability to work and lose income. While …
Existing illnesses are those suffered by the insured when contracting new medical insurance. The IRDAI defines pre-existing illness as a) any condition, illness, injury, or ailment diagnosed by a physician in the 48 months prior to the effective date of the policy issued by the insurer or its reimbursement; or b) for those within A …
Remember, as a kid, you couldn’t wait to grow up, go to college, pursue a career, and live your dream. But reality has burst your bubble! Now all you’re left with is managing your bills, finances, and work-life balance, and you often wonder how your parents did all of this. Well, let’s face it, being …
Opening a restaurant is as exciting as it is exhilarating. Don’t forget to get restaurant insurance as you plan the interior, hiring, and marketing of your restaurant. A catering business needs an insurance policy, especially since the hotel industry deals with suppliers and customers on a daily basis. Restaurant insurance covers a wide range of …
Endowment insurance covers the person for a certain period of time. In this way, the individual can insure for as long as he wishes. In the event of the death of the individual applicant, he or she will receive the insured sum and the premiums paid by the insurance company for the years the policy …
Cashless application process: To benefit from the cashless claim option, the insured person must be treated in a staffed hospital. By providing the health insurance details and presenting the electronic card or other physical proof of the health insurance purchased on behalf of the insured, the insured can benefit from hospitalization and cashless treatment. if …
A student’s life revolves around study and career goals, as well as fun and adventure. With increasing globalization, numerous career opportunities, and peer pressure to excel in their studies, today’s students hardly have the mental space for health problems. Additionally, college students are more excited about their first step into adulthood and adjusting to the …