Are you planning to increase your health insurance coverage due to the coronavirus pandemic? If this is the case, people with existing health insurance can consider two options: buy a Corona Kavach policy or purchase a Super Supplemental / Supplemental plan for their existing health insurance.
Here you will find an overview of some advantages and disadvantages of the Corona Kavach policy and additional/superadditional insurance.
Corona Kavach is a policy that specifically only insures the treatment of new coronavirus diseases. Following the publication of a guide by the Insurance Supervisory Authority of India (IRDAI), many insurance companies have introduced this standard coverage.
The Kavach policy is not renewable: if someone wants to take out medical insurance after March 2021, they must take out regular medical insurance that also covers other diseases such as heart, liver, and kidneys. , Cancer, etc., or accidental injuries leading to hospitalization, including treatment costs for Covid-19.