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To qualify for a loan from credit institutions such as banks or NBFC, you must meet certain eligibility criteria. One of them is good credit. A credit score provides information on financial health based on past financial history and transactions and indicates whether the borrower can repay the loan on time. Most banks verify CIBIL’s …
Homebuyers will have many options to choose from this holiday season. Property developers are offering discounts, some state governments have lowered stamp taxes, and banks are competing for lower interest rates. Interest rates have been the lowest in 15 years. For example, Kotak Mahindra Bank offers mortgage rates starting at 6.75%, while Bank of Baroda …
CIBIL score is the credit score of a person or legal entity In India. It means the capability and creditworthiness of the individual or company based on their past track records. It is referred to by Banks and Financial Institutions to determine the risk involved in granting a loan or credit card to any individual …
We all borrow money from our friends, family, relatives or we reach out to Banks/ NBFC’S for funds in the form of a loan. When we borrow from Bank/NBFC we are supposed to repay the debt as EMIs. These EMIs consist of the principal amount as well as the interest part. But what if you …